Travel insurance has gained more and more importance in recent years. Having travel insurance has the potential to help and protect travellers for any unseen circumstances that could happen once the tickets are booked and the trip has been paid for.
The insurance covers the costs of any possible errors on the airline?s or the travel agencies behalf. This insurance safeguards the travellers even once they have reached their destination should any emergencies arise then.
Most travel companies or agencies provide different kinds of policies to the travellers with various options. Most importantly, the travel insurance policies cover some common and unexpected circumstances or errors.
This article will help you understand the importance of travel insurance by highlighting situations you may find yourself in and explaining how travel insurance would benefit you should you find yourself in the hypothetical situations listed below.
1. Cancellation of flights
There are situations when the airline company cancels a flight on the day of the journey. This may be due to unforseen conditions like weather or management problems. If you have travel insurance, then the insurance company will refund your ticket cost.
2. Medical emergency
Sometimes, in a foreign country, you may be involved in an accident or develop a medical condition. Your travel insurance will help you receive medical treatment and care when visiting a foreign land.
3. Theft
There are numerous occasions when a person loses their passport or has their passport stolen. If this were to happen to you, your travel insurance could help you in replacing the lost identification and also help you get some immediate cash.
4. Terrorism and act of mother nature
Most holiday destinations can experience natural disasters like earthquakes, hurricanes or even tsunamis at any given moment. You could incur a loss due to evacuation and shifting, but luckily travel insurance covers such losses. Even if the booked location has a terrorist attack, you can cancel your trip and the travel insurance will refund you.
5. Lost baggage with medications
Sometimes bags get misplaced or stolen. If medications are stored in your misplaced or stolen bags then travel insurance can help to fill in emergency forms and acquire your required medications.
Travel insurance is necessary when trying to safe guard yourself from any unforseen situations that can otherwise leave you helpless in a foreign land. In the grand scheme of things, for a small fee, you can leave all your worst fears behind and have a carefree, fantastic holiday.
For an adventure of a lifetime, have you considered trekking Kokoda, in Papua New Guinea?
Source: http://travel-trips.net/index.php/general-travel/why-is-travel-insurance-important/
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